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Car finance for bad credit

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A lot of people wonder if they can get car finance for bad credit, these days it doesn’t seem to be such a problem as various companies specialise in car finance for bad credit.

So do not worry if you have a low credit score there is still hope that you will be able to get a car on finance, it just may mean that you will have to pay slightly higher rates than someone who has a good credit score. A company may also ask for a higher deposit if you have a low credit rating.

A low credit score is classed between 300-500, but even with a score as low as this, you should be able to get car finance for bad credit. Lots of car dealerships will be able to offer you various finance packages as will banks or building societies. Just because you have bad credit do not be fobbed off, you should still fight for a good deal just as you would if you had a good credit score.

In general, a good credit score is classed as anything above 680-900, bad credit is 500 and below. But every finance company will probably have their ranges that they will go by, so a simple rule to follow is: If you don’t ask you don’t get, Even if your credit score is low a deal may still be able to be found!

If you go through a car dealership for finance, it does work the same as it would if you had finance through a bank, but by using a car dealership…the car salesperson should do most of the work for you. If you find a salesperson you trust you can leave it in their safe hands to get you a good deal.

There are various companies out there that claim to help improve your credit score but they will of cpurs3e change you for this service so it is sometimes better (if possible) to try and sort things out yourself as it will just become another payment you will have to shell out for. A lot of these companies can only do for you what you can do for yourself for free.

Another thing to be aware of when going for car finance for bad credit is to have it over as short a term as you can afford as possible, usually, a 24 month or 36-month loan is the best option, some companies offer as much as a 72-month car loan, but this is never really a good idea as you still may owe for the car when you go to trade it in. You may end up paying more than the car is worth in the long term.



Audi Birmingham

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Why Choose an Audi Birmingham Repair Centre?

If your car has been damaged or you have been in an accident there is nothing worse than having to break the bank for repairs and finding a professional and reliable repair centre for your Audi Birmingham can add to all the related stress.

Using an independent garage or repair centre, although it may seem like the best option at the time, can not guarantee the highest of quality repairs and products that an Audi Birmingham approved centre could. These quick and easy repairs from independent garages could have detrimental effects to your vehicle further into the future due to many factors such as incorrect parts, poor quality service, insufficient training and lack of recent technology. However, there is now a solution for efficient and reliable repairs for all Audi Birmingham customers that you can be confident are all conducted to the very highest of standards.

Audi Birmingham

Audi Birmingham Approved Centres

Introducing Audi Birmingham approved centres, a dedicated team of specialist Audi Birmingham engineers will help you with all repairs and maintenance to your vehicle removing the hassle of finding an independent garage. When using an approved centre, you can be confident that all repairs are conducted by Highley trained and experienced technicians using the only manufacturer-approved parts. Audi Birmingham focuses to get you back on the road as quickly as possible with your Audi returning to you as good as new.

Advantages of Audi Birmingham Approved Repair Centres:

Insurance Claims

An insurance company in the event of an accident will try to send you to their insurance repair shops. However, this is your choice, you decide where to get your car repaired and if you leave it to the insurance you can not be sure that genuine parts and repair methods are being used. Therefore, when using an Audi Birmingham approved centre you can be 100% confident that manufacturer-approved parts are being used and the latest repair methods and training are being applied to your vehicle.

Minor Damage Claims

If you do find yourself needing a minor repair due to an accident claiming through your insurance can be a tedious and tiresome job which could also implement further costs. At Audi Birmingham, this is not the case they can offer a range of services discussed with our technicians to meet your specific requirements.